Zhou Hui, first president of Hunan Bank, slated for further provincial role

The Organization Department of the Hunan Provincial Party Committee issued a pre-appointment public notice on September 24, announcing that Zhou Hui, currently Deputy Secretary of the Party Committee, Vice Chairman, and President of Hunan Bank, is proposed for further use.

Professional Background

According to publicly available resumes, Zhou Hui was born in January 1971. He holds a postgraduate degree and a Doctorate in Management from Zhongnan University of Economics and Law, and completed postdoctoral research in Applied Economics at Peking University. He is a researcher, a national candidate for the "Hundred, Thousand, Ten Thousand Talent Project," and a nationally recognized young and middle-aged expert with outstanding contributions.

Career Timeline

• 1988–1999: Completed undergraduate and master's studies at China Pharmaceutical University and Maastricht School of Management respectively. Held management positions at China Otsuka Pharmaceutical Co., Ltd. and Shanghai Baxter Healthcare Co., Ltd.
• 1999–2002: Doctoral candidate in Business Management at Zhongnan University of Economics and Law; previously served as a lecturer at Zhongnan University.
• 2002–2004: Postdoctoral researcher at Peking University–Shenzhen Stock Exchange Postdoctoral Station.
• 2004: Associate Professor at the School of Economics and Trade, Zhejiang University of Finance and Economics (July–December).
• 2004–2007: Served successively as Assistant President and Vice President of First Capital Securities Co., Ltd.
• 2007–2013: Vice President of Fortune Securities Co., Ltd. (March–June 2007); President, Executive Director, Director of Desheng Futures Co., Ltd., and Chairman of Fortune Lyon Securities Co., Ltd. (June 2007–July 2013). Completed postdoctoral research at the Institute of Finance, Chinese Academy of Social Sciences during this period.
• 2013–2018: Member of the Party Leadership Group and Deputy Director of the Hunan Provincial Financial Work Office.
• 2018–2021: Member of the Party Leadership Group and Deputy Director of the Hunan Provincial Local Financial Supervision and Administration Bureau.
• 2021–2022: Continued as Deputy Director of the Hunan Provincial Local Financial Supervision and Administration Bureau, while serving as Member of the Standing Committee of the Xiangtan Municipal Party Committee and Vice Mayor of Xiangtan (seconded).

Appointment as Hunan Bank President

In September 2022, the Organization Department of the Hunan Provincial Party Committee issued a pre-appointment notice proposing Zhou Hui for a leadership position in a provincial enterprise. In November of the same year, the Hunan Provincial Government appointed Zhou Hui as President of Hunan Bank (with a one-year probation period) and removed him from his position as Deputy Director of the Provincial Local Financial Supervision and Administration Bureau. Approval documents show that the former Hunan Banking and Insurance Regulatory Bureau approved Zhou Hui's qualifications as Director, Vice Chairman, and President of Hunan Bank in December 2022.

Based on the approval date, Zhou Hui has served as President of Hunan Bank for over three years. Notably, he is also the first president of Hunan Bank following its renaming from the former Huarong Xiangjiang Bank.

About Hunan Bank

Hunan Bank was established in 2010, formerly known as Huarong Xiangjiang Bank. It was formed through the restructuring of the former commercial banks of Zhuzhou, Xiangtan, Hengyang, and Yueyang, along with the Shaoyang City Credit Cooperative. In 2022, China Huarong sold all its shares in Huarong Xiangjiang Bank to Hunan Chixin Financial Holdings Group and Central Huijin Investment. The bank was subsequently renamed Hunan Bank and is now a state-controlled financial enterprise under the management of Hunan Province. The Hunan Provincial Department of Finance fulfills the role of state-owned financial capital investor, with a registered capital of RMB 8.75 billion.

Shareholding Structure

• Largest shareholder: Hunan Chixin Financial Holdings Group Co., Ltd., holding a combined 35.85% stake.
• Second-largest shareholder: Central Huijin Investment Co., Ltd., holding a 17.71% stake.

Financial Performance

As of the end of June 2026, Hunan Bank reported total assets of RMB 652.521 billion. In the first half of the year, the bank achieved operating income of RMB 5.901 billion and net profit of RMB 1.953 billion, representing year-on-year growth of 5.33% and 0.56%, respectively.

Key Regulatory Indicators

| Indicator | Value | |-----------|-------| | Non-performing loan balance | RMB 6.197 billion | | Non-performing loan ratio | 1.72% | | Provision coverage ratio | 168.18% |

Compiled by: New Xiangcai / Written by: Xiangcai Plus

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