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FinancePayPal Q2 2026 Call: CEO says advancing org simplification, efficiency gains
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PayPal Holdings held its Q2 2026 earnings conference call on July 28, 2026. CEO Enrique Lores reported progress in simplifying the organization, improving operational efficiency, advancing strategies across three business segments, and enhancing cost structure. The call included forward-looking statements and was attended by analysts from major financial institutions. CFO Jamie Miller also participated. The transcript covers the opening remarks and initial commentary on the company's performance and strategic direction.
Source report
July 28, 2026 – 8:00 AM EDT
Company Participants
- Steven Winoker – Chief Investor Relations Officer
- Enrique Lores – President, CEO & Director
- Jamie Miller – Chief Financial & Operating Officer and Executive VP
Conference Call Participants
- Jason Kupferberg – Wells Fargo Securities, LLC, Research Division
- Tien-Tsin Huang – JPMorgan Chase & Co, Research Division
- Daniel Perlin – RBC Capital Markets, Research Division
- Sanjay Sakhrani – Keefe, Bruyette, & Woods, Inc., Research Division
- Darrin Peller – Wolfe Research, LLC
- Bryan Keane – Citigroup Inc., Research Division
- Timothy Chiodo – UBS Investment Bank, Research Division
- Ramsey El-Assal – Cantor Fitzgerald & Co., Research Division
Presentation
Operator
Good morning, and welcome to PayPal's Second Quarter 2026 Earnings Conference Call. My name is Sarah, and I will be your conference operator today. As a reminder, this conference is being recorded.
I would now like to turn the program over to your host for today's conference, Steve Winoker, PayPal's Chief Investor Relations Officer. Please go ahead.
Steven Winoker Chief Investor Relations Officer
Thanks, Sarah. Welcome to PayPal's Second Quarter 2026 Earnings Call. I'm joined by CEO, Enrique Lores; and Chief Financial and Operating Officer, Jamie Miller.
Our remarks today include forward-looking statements that involve risks and uncertainties. Actual results may differ materially from these statements. Our commentary is based on our best view of the world and our businesses as we see them today. As described in our earnings press release, SEC filings and on our website, those elements may change as the world changes.
Over to you, Enrique.
Enrique Lores President, CEO & Director
Thank you, Steve. Good morning, everyone. I am encouraged by the progress we made over the past quarter. We moved quickly to simplify our organization, operate more efficiently, advance our strategies across our 3 businesses and improve our cost structure. We are making steady, tangible progress in our...
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PayPal Holdings Q2 2026 Earnings Call Transcript