Bank of Baroda Q4FY26 Net Profit Rises 11% to ₹5,616 Crore
State-owned lender Bank of Baroda reported an 11 percent year-on-year increase in net profit to ₹5,616 crore for the fourth quarter of fiscal year 2026, compared to ₹5,048 crore in the same period last year. Total income rose to ₹36,609 crore, driven by growth in interest income to ₹32,642 crore. However, net interest income declined during the quarter. The bank demonstrated improved asset quality, with gross non-performing assets moderating to 1.89 percent and net NPAs dropping to 0.45 percent. The provision coverage ratio improved to 93.94 percent, while the capital adequacy ratio moderated to 15.82 percent. For the full financial year 2024-25, net profit increased by 2 percent to ₹20,021 crore. The board recommended a dividend of ₹8.5 per equity share and approved raising up to ₹6,000 crore through Additional Tier 1 and Tier-II bonds by March 2027, subject to regulatory approvals. These results highlight the bank's continued profitability and strategic capital planning amidst evolving financial metrics.
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Bank of Baroda Q4FY26 Net Profit Rises 11% to ₹5,616 Crore
State-owned lender Bank of Baroda reported an 11 percent year-on-year increase in net profit to ₹5,616 crore for the fourth quarter of fiscal year 2026, compared to ₹5,048 crore in the same period last year. Total income rose to ₹36,609 crore, driven by growth in interest income to ₹32,642 crore. However, net interest income declined during the quarter. The bank demonstrated improved asset quality, with gross non-performing assets moderating to 1.89 percent and net NPAs dropping to 0.45 percent. The provision coverage ratio improved to 93.94 percent, while the capital adequacy ratio moderated to 15.82 percent. For the full financial year 2024-25, net profit increased by 2 percent to ₹20,021 crore. The board recommended a dividend of ₹8.5 per equity share and approved raising up to ₹6,000 crore through Additional Tier 1 and Tier-II bonds by March 2027, subject to regulatory approvals. These results highlight the bank's continued profitability and strategic capital planning amidst evolving financial metrics.
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